Creative Strategies
The Melanie Plan
Clear all taxes at death (capital gains taxes, income taxes, etc.) or significantly augment your estate without costing you anything
Tax free asset transfer
From your generation to your children/grandchildren with the assets fully available to you and tax sheltered during your lifetime, with double-digit compound annual returns with half the volatility of a Government bond
Income Bond
Earn a lifetime guaranteed rate of approximately 8, 10, 12%, ++ with capital protected for family.
Create a significant charitable endowment
– Without using any of your cash
– Cut your existing life insurance premiums in half
– Still maintain 100% of your coverage for family/estate/business
– Receive a large donation from our government
Set up “corporate” income bonds
Corporate Estate Bond
Corporate Insured Retirement Program
Corporate transfer of wealth “tax free” to the next generation
Employee bonus program
Provides a greater benefit for employees than a traditional bonus. Significant benefits to employer as well.
Repatriate 100%
Repatriate 100% of your foreign funds to your families and enjoy, use/investment of the majority of those funds now!
No more life insurance premiums
Corporate wage loss replacement program
Generate 50% – 200% more net income from your capital guaranteed for life
Life insurance funding with no change to your personal or corporate balance sheet
Immediate Financing Arrangement providing life insurance benefits without requiring any cash flow
Creative Strategies
The Melanie Plan
Clear all taxes at death (capital gains taxes, income taxes, etc.) or significantly augment your estate without costing you anything
Tax free asset transfer
From your generation to your children/grandchildren with the assets fully available to you and tax sheltered during your lifetime, with double-digit compound annual returns with half the volatility of a Government bond
Income Bond
Earn a lifetime guaranteed rate of approximately 8, 10, 12%, ++ with capital protected for family.
Create a significant charitable endowment
without using any of your cash
- cut your existing life insurance premiums in half
- still maintain 100% of your coverage for family/estate/business
- receive a large donation from our government
Set up “corporate” income bonds
Corporate Insured Retirement Program
Corporate transfer of wealth “tax free” to the next generation
Corporate Estate Bond
Employee bonus program
Provides a greater benefit for employees than a traditional bonus. Significant benefits to employer as well.
Repatriate 100%
Repatriate 100% of your foreign funds to your families and enjoy, use/investment of the majority of those funds now!